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Statement of Investment Policy and Objectives

Published: 27 February 2026

The Natural Hazards Commission Toka Tū Ake (NHC) has released its first Statement of Investment Policy and Objectives (SIPO) which outlines its approach to long term investing.

Every insured homeowner across New Zealand pays an annual levy for the natural hazards scheme as part of their home insurance premium. The money goes into the Natural Hazard Fund (the Fund), which is managed by NHC and used to settle insurance claims for natural hazards damage.

The SIPO sets out how the Fund will be managed and invested to ensure NHC can meet future claims for damage from natural hazards.