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Ka mate kāinga tahi, ka ora kāinga rua:  Legal barriers and obligations in improving Māori access to dwelling insurance for natural hazards

Authors: Prof. Catherine Iorns and Morgan Godfery

September 2024

Key aspects include a review of Environment Court decisions that recognise Māori as a substantive principle in legal and environmental frameworks.  Additionally, the report addresses the role of tikanga and Crown Law, particularly Treaty obligations, in ensuring equity and the active protection of Māori interests.  It proposes a partnership framework aimed at closing insurance gaps and improving access to financial protection for Māori communities.