About natural hazards cover

Insurance for your home and some of your land.

Storm, flood, and landslide damage

We can contribute to the cost of cleaning up your land.

Claims

Navigate the claims process, request claim information.

Our partnership with insurers

We partner with most insurers to simplify your claims process.

Making urgent repairs

Make your home safe, sanitary and secure after an event.

Section notices

Section notices on a property title can affect cover and claims.

Canterbury earthquakes

Canterbury earthquake claims and On-sold support package.

Complaints and disputes

Make a complaint, dispute a claim decision, understand your rights.

About our Resilience function

Using evidence to inform how and where we build in New Zealand

Research

Projects on the go

Data and modelling

Major data and loss modelling projects

Risk reduction

How we work to reduce risk and build resilience

Outreach

Creating an Aotearoa New Zealand that is better informed about our natural hazards and more prepared for their impacts.

Homeowners

Making your home safer for natural hazards

Buying a home

Make educated choices when deciding where to live.

Building and renovating

Make your investment last

Apartments and shared property

What to think about and how to prepare

Tenants

Ways to make your rental home safer

Natural hazards where you live

Know what hazards could affect the area you live in

Landlords

Ways to protect your investment

Resources

Useful information to help you prepare

Our role

We exist to reduce the impact on people and property when natural hazard events occur.

Our story

New Zealand has a history of natural hazard events that has shaped our organisation’s history, and our name.

Our people

Get to know our Minister, Board of Commissioners, and Executive Leadership team.

How we work

At NHC Toka Tū Ake we have rules, policies, and ways of working that guide what we do.