Insurance and claims
Helping New Zealanders recover from the impact of natural hazards is at the heart of what we do at NHC Toka Tū Ake. We provide natural hazards insurance cover, to help you rebuild or repair your home if it is damaged by a natural disaster.
About natural hazards cover
Our natural hazards cover provides the first layer of insurance cover for your home, and limited cover for your land.
Cover for storm, flood and landslide
After severe weather events we can contribute to the cost of cleaning up your land as a part of your settlement.
Claims
Navigate the natural hazard damage claims process, and what to do when buying or selling a home with previous claims.
Complaints and disputes
Understand your rights as an insured person, how to make a complaint, and your options for resolving disputes about claims.
Our partnership with insurers
We work with most private insurers to simplify the process for making a claim for natural hazard damage.
Making urgent repairs
If your home has been damaged by a natural hazard event, you may need to carry out urgent repairs to make your home safe.
Section notices
If certain section notices appear on a property title this can affect natural hazards cover and the outcome of any claims.
Canterbury earthquakes
We’re working hard to resolve outstanding Canterbury claims so no one continues to live in earthquake damaged homes.