<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type='text/xsl' href='https://www.naturalhazards.govt.nz/sitemap.xml/styleSheet'?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/claims/take-photos-to-support-your-claim/</loc>
            
                <lastmod>2026-05-25T14:15:25+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/claims/take-photos-to-support-your-claim/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/tsunami/</loc>
            
                <lastmod>2025-01-09T10:42:25+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/tsunami/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/how-we-work/</loc>
            
                <lastmod>2024-07-02T09:59:56+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/how-we-work/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/reducing-risk/</loc>
            
                <lastmod>2026-01-14T12:52:14+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/reducing-risk/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/eqc-selected-as-finalist-at-idc-future-enterprise-awards/</loc>
            
                <lastmod>2022-03-02T11:30:25+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/eqc-selected-as-finalist-at-idc-future-enterprise-awards/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Future-enterprise.png</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/land-claims/ifv-and-ilv/</loc>
            
                <lastmod>2024-06-30T19:50:57+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/land-claims/ifv-and-ilv/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/development-of-a-cyber-based-automated-structural-health-monitoring-shm-system-for-steel-bridges/</loc>
            
                <lastmod>2025-02-05T13:38:14+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/development-of-a-cyber-based-automated-structural-health-monitoring-shm-system-for-steel-bridges/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/complaints-and-disputes/code-of-insured-persons-rights/</loc>
            
                <lastmod>2025-02-12T15:34:53+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/complaints-and-disputes/code-of-insured-persons-rights/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/hydrothermally-altered-rocks-changing-the-plumbing-of-our-volcanoes/</loc>
            
                <lastmod>2025-01-21T16:01:32+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/hydrothermally-altered-rocks-changing-the-plumbing-of-our-volcanoes/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Geoscientist-Shreya-Kanakiya.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/statement-of-performance-expectations-201819/</loc>
            
                <lastmod>2025-01-16T08:47:56+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/statement-of-performance-expectations-201819/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/quake-safe-your-home-te-reo-maori-kia-haumaru-to-kainga-i-te-ru/</loc>
            
                <lastmod>2026-09-11T10:36:44+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/quake-safe-your-home-te-reo-maori-kia-haumaru-to-kainga-i-te-ru/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/contact-us/calling-about-an-existing-claim/</loc>
            
                <lastmod>2024-06-30T18:22:36+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/contact-us/calling-about-an-existing-claim/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/claims/</loc>
            
                <lastmod>2026-05-25T14:10:48+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/claims/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/awards/</loc>
            
                <lastmod>2026-02-17T11:43:09+13:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/awards/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/canterbury-land-programme/</loc>
            
                <lastmod>2021-12-20T10:13:41+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.6</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/canterbury-land-programme/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/getting-your-claim-reviewed/</loc>
            
                <lastmod>2025-07-11T12:32:37+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/getting-your-claim-reviewed/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-september-2018/</loc>
            
                <lastmod>2021-08-30T19:26:59+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-september-2018/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/roofs-and-walls/</loc>
            
                <lastmod>2026-08-20T16:06:23+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/roofs-and-walls/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/section-notices/</loc>
            
                <lastmod>2025-03-10T13:14:20+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/section-notices/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-january-2021/</loc>
            
                <lastmod>2021-12-22T10:24:56+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-january-2021/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/claims/buying-or-selling-a-home-with-previous-claims/</loc>
            
                <lastmod>2026-05-25T14:17:52+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/claims/buying-or-selling-a-home-with-previous-claims/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/volcanoes/</loc>
            
                <lastmod>2025-01-09T10:43:51+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/volcanoes/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/chief-executive-sid-miller-announces-his-departure-from-eqc/</loc>
            
                <lastmod>2021-12-08T12:28:43+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/chief-executive-sid-miller-announces-his-departure-from-eqc/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Sid-Miller-website-600x401.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/contact-us/holidays-act-remediation-payments/</loc>
            
                <lastmod>2024-11-25T15:16:34+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/contact-us/holidays-act-remediation-payments/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/beyond-stop-disasters-2-0-an-agenda-for-exploring-the-contribution-of-video-games-to-learning-about-disasters/</loc>
            
                <lastmod>2022-04-05T16:55:03+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/beyond-stop-disasters-2-0-an-agenda-for-exploring-the-contribution-of-video-games-to-learning-about-disasters/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/cutting-edge-research-provides-cost-effective-solutions-for-seismic-strength-in-higher-risk-buildings/</loc>
            
                <lastmod>2022-03-29T14:46:44+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/cutting-edge-research-provides-cost-effective-solutions-for-seismic-strength-in-higher-risk-buildings/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Dr-Enrique-del-Rey-Castillo_0-v2.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/statement-of-performance-expectations-201718/</loc>
            
                <lastmod>2025-01-16T08:48:59+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/statement-of-performance-expectations-201718/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/quake-safe-your-home-french-preparez-votre-habitation-aux-seismes/</loc>
            
                <lastmod>2026-09-11T09:51:32+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/quake-safe-your-home-french-preparez-votre-habitation-aux-seismes/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/canterbury-home-repair-programme/</loc>
            
                <lastmod>2021-12-20T10:16:50+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.6</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/canterbury-home-repair-programme/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/data-and-modelling/national-liquefaction-model/</loc>
            
                <lastmod>2026-05-20T08:55:55+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/data-and-modelling/national-liquefaction-model/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/outreach/</loc>
            
                <lastmod>2025-10-28T09:50:03+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/outreach/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/all-about-funding/</loc>
            
                <lastmod>2026-09-11T15:05:26+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/all-about-funding/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/how-we-work/consultations-and-reference-groups/</loc>
            
                <lastmod>2024-11-11T10:15:38+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/how-we-work/consultations-and-reference-groups/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/slopes-and-retaining-walls/</loc>
            
                <lastmod>2026-08-12T13:11:23+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/slopes-and-retaining-walls/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/home-buyers/understand-the-risks/</loc>
            
                <lastmod>2026-05-25T16:48:58+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/home-buyers/understand-the-risks/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/contact-us/make-a-protected-disclosure/</loc>
            
                <lastmod>2024-09-26T10:10:21+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/contact-us/make-a-protected-disclosure/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/data-and-modelling/loss-modelling/</loc>
            
                <lastmod>2026-06-12T13:52:59+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/data-and-modelling/loss-modelling/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/claims/request-information/</loc>
            
                <lastmod>2026-05-25T14:21:14+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/claims/request-information/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-december-2020/</loc>
            
                <lastmod>2021-12-14T09:31:05+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-december-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/</loc>
            
                <lastmod>2026-06-29T09:30:08+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/hydrothermal-activity/</loc>
            
                <lastmod>2025-01-09T10:37:19+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/hydrothermal-activity/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/agencies-join-forces-to-create-improved-volcanic-ashfall-forecasting/</loc>
            
                <lastmod>2024-11-25T16:00:05+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/agencies-join-forces-to-create-improved-volcanic-ashfall-forecasting/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Mt-Taranaki-map-600x509.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/eqc-secures-increased-natural-hazard-reinsurance-cover-for-kiwi-homeowners/</loc>
            
                <lastmod>2022-03-02T11:27:21+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/eqc-secures-increased-natural-hazard-reinsurance-cover-for-kiwi-homeowners/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Earthquake-commission-logo-600x372.png</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/land-claims/factsheets-and-supporting-guides/</loc>
            
                <lastmod>2024-06-30T19:39:12+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/land-claims/factsheets-and-supporting-guides/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/how-we-work/awards-and-recognition/</loc>
            
                <lastmod>2024-12-04T16:27:11+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/how-we-work/awards-and-recognition/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/nurseries-and-childrens-rooms/</loc>
            
                <lastmod>2026-08-12T13:12:04+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/nurseries-and-childrens-rooms/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/top-tips-for-effective-science-communication/</loc>
            
                <lastmod>2026-04-13T10:44:52+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/top-tips-for-effective-science-communication/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Research/toptips_banner.png</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/home-buyers/before-you-make-an-offer-on-a-house/</loc>
            
                <lastmod>2026-03-11T14:41:19+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/home-buyers/before-you-make-an-offer-on-a-house/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/buying-or-selling-a-home-in-canterbury/</loc>
            
                <lastmod>2025-02-05T11:24:30+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/buying-or-selling-a-home-in-canterbury/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/</loc>
            
                <lastmod>2026-06-15T10:20:45+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/building-a-better-hazard-map-collaborative-evidence-backed-user-optimised-crisis-hazard-map-design/</loc>
            
                <lastmod>2025-02-05T11:53:34+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/building-a-better-hazard-map-collaborative-evidence-backed-user-optimised-crisis-hazard-map-design/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/land-claims/ground-improvement-programme/</loc>
            
                <lastmod>2024-06-30T19:56:01+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/land-claims/ground-improvement-programme/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/</loc>
            
                <lastmod>2026-08-13T09:42:55+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/natural-hazards-where-you-live/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/how-we-work/natural-hazard-fund/</loc>
            
                <lastmod>2026-03-02T11:21:21+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/how-we-work/natural-hazard-fund/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/on-sold-over-cap-properties/</loc>
            
                <lastmod>2024-11-04T12:16:34+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/canterbury-earthquake/on-sold-over-cap-properties/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/wellington-communities-learn-about-science-and-risk-of-massive-hidden-fault/</loc>
            
                <lastmod>2022-03-02T11:33:51+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/wellington-communities-learn-about-science-and-risk-of-massive-hidden-fault/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/East-Coast-Labs-teaser-800x450.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/making-urgent-repairs/</loc>
            
                <lastmod>2026-05-25T13:38:32+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/making-urgent-repairs/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/secure-heavy-water-tanks/</loc>
            
                <lastmod>2026-08-12T13:13:18+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/secure-heavy-water-tanks/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-november-2020/</loc>
            
                <lastmod>2021-08-30T19:01:24+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-november-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/</loc>
            
                <lastmod>2026-08-12T16:30:47+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/an-innovative-self-centering-slip-friction-connection-system-for-seismic-damage-avoidance-design-of-hybrid-timber-steel-moment-resisting-frames/</loc>
            
                <lastmod>2022-03-16T14:05:59+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/an-innovative-self-centering-slip-friction-connection-system-for-seismic-damage-avoidance-design-of-hybrid-timber-steel-moment-resisting-frames/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/home-buyers/settling-into-a-new-home/</loc>
            
                <lastmod>2026-03-11T14:42:19+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/home-buyers/settling-into-a-new-home/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/single-point-of-contact-for-new-zealanders-insurance-claims-for-future-natural-disasters/</loc>
            
                <lastmod>2025-01-27T16:20:59+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/single-point-of-contact-for-new-zealanders-insurance-claims-for-future-natural-disasters/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/ICNZ-logo-512x512.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/how-we-work/natural-hazards-portal-2/</loc>
            
                <lastmod>2024-10-24T13:47:25+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/how-we-work/natural-hazards-portal-2/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/</loc>
            
                <lastmod>2024-06-30T23:56:04+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-october-2020/</loc>
            
                <lastmod>2021-12-14T09:31:19+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-october-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/institutionalising-risk-governance-and-resilience-planning-in-new-zealand-policy-and-professional-practice-imperatives/</loc>
            
                <lastmod>2025-02-07T13:20:54+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/institutionalising-risk-governance-and-resilience-planning-in-new-zealand-policy-and-professional-practice-imperatives/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/turn-off-your-gas-water-and-electricity/</loc>
            
                <lastmod>2026-08-12T13:14:26+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/turn-off-your-gas-water-and-electricity/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/the-kaikoura-earthquake/</loc>
            
                <lastmod>2021-12-20T10:35:32+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.6</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/the-kaikoura-earthquake/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-november-2019/</loc>
            
                <lastmod>2021-08-30T19:19:10+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-november-2019/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/claims/case-studies/</loc>
            
                <lastmod>2026-09-22T16:10:19+12:00</lastmod>
            
                <changefreq>daily</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/claims/case-studies/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/information-management-and-technology/</loc>
            
                <lastmod>2021-12-20T10:21:53+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.6</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/information-management-and-technology/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/the-passing-of-sir-michael-cullen/</loc>
            
                <lastmod>2022-03-02T11:30:50+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/the-passing-of-sir-michael-cullen/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Sir-Michael-Cullen-200x233.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/exploring-long-term-disaster-recovery-trajectories-in-new-zealand/</loc>
            
                <lastmod>2025-02-05T16:19:05+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/exploring-long-term-disaster-recovery-trajectories-in-new-zealand/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/community-engagement-and-communications/</loc>
            
                <lastmod>2021-12-21T08:16:53+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.6</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/community-engagement-and-communications/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/make-your-property-flood-ready/</loc>
            
                <lastmod>2026-08-20T14:27:57+12:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/make-your-property-flood-ready/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/translations-and-accessible-formats/</loc>
            
                <lastmod>2026-10-06T14:32:38+13:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/translations-and-accessible-formats/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/how-we-work/suppliers/</loc>
            
                <lastmod>2025-01-29T13:22:00+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/how-we-work/suppliers/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-september-2020/</loc>
            
                <lastmod>2021-08-30T19:03:29+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-september-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/</loc>
            
                <lastmod>2024-06-30T20:44:50+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-august-2020/</loc>
            
                <lastmod>2021-12-14T09:32:20+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-august-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/managing-risk-premiums-reinsurance-and-the-natural-disaster-fund/</loc>
            
                <lastmod>2021-12-21T08:17:03+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.6</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/about-nhc/our-story/the-public-inquiry-into-eqc/public-inquiry-records/managing-risk-premiums-reinsurance-and-the-natural-disaster-fund/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/contact-us/</loc>
            
                <lastmod>2025-12-02T09:03:56+13:00</lastmod>
            
                <changefreq>weekly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/contact-us/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/apartments-and-shared-property/</loc>
            
                <lastmod>2026-09-09T16:15:12+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.8</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/be-prepared/make-your-home-safer/apartments-and-shared-property/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/insurance-and-claims/complaints-and-disputes/</loc>
            
                <lastmod>2026-06-29T10:28:07+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/insurance-and-claims/complaints-and-disputes/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/capturing-the-full-space-of-epistemic-uncertainty-in-ground-motion-prediction-equations-for-new-zealand/</loc>
            
                <lastmod>2025-02-05T12:59:09+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/capturing-the-full-space-of-epistemic-uncertainty-in-ground-motion-prediction-equations-for-new-zealand/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/eqc-selected-as-finalist-at-nz-cio-awards/</loc>
            
                <lastmod>2024-12-10T17:39:41+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/eqc-selected-as-finalist-at-nz-cio-awards/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/J-Lindsay-S-Miller-J-Shaw-2121x1414.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/nestructure-and-activity-of-the-hauraki-riftw-document-page/</loc>
            
                <lastmod>2025-02-07T09:29:16+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/nestructure-and-activity-of-the-hauraki-riftw-document-page/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/search-results/</loc>
            
                <lastmod>2025-11-18T14:03:58+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/search-results/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-july-2020/</loc>
            
                <lastmod>2021-12-14T09:32:56+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-july-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/oamaru-students-stand-up-to-shakeout/</loc>
            
                <lastmod>2022-03-02T11:30:04+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/oamaru-students-stand-up-to-shakeout/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Stan-the-NEMA-dog-v2.jpg</image:loc>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Stan-the-NEMA-dog.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-june-2020/</loc>
            
                <lastmod>2021-08-30T19:04:34+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-june-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/eqcs-digital-business-transformation-wins-at-prestigious-asiapacific-digital-awards/</loc>
            
                <lastmod>2024-12-10T17:33:26+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/eqcs-digital-business-transformation-wins-at-prestigious-asiapacific-digital-awards/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/IDC-awards-v2.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-may-2020/</loc>
            
                <lastmod>2021-08-30T19:04:59+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-may-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/analysing-hidden-messages-in-high-temperature-fumarolic-emissions/</loc>
            
                <lastmod>2025-02-03T17:26:50+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/analysing-hidden-messages-in-high-temperature-fumarolic-emissions/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/</loc>
            
                <lastmod>2024-06-30T20:37:41+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>1</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/news/flooding-in-gisborne-tairawhiti-district/</loc>
            
                <lastmod>2025-01-23T17:25:53+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/news/flooding-in-gisborne-tairawhiti-district/"
                />
            
            
                <image:image>
                    <image:loc>https://www.naturalhazards.govt.nz/assets/Uploads/Flooding_thumbnail.jpg</image:loc>
                </image:image>
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-april-2020/</loc>
            
                <lastmod>2021-08-30T19:06:28+12:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.9</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/our-publications/performance-dashboard-april-2020/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/towards-the-calibration-of-tsunami-models-in-the-auckland-region-using-paleotsunami-deposits/</loc>
            
                <lastmod>2025-01-21T17:01:56+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/towards-the-calibration-of-tsunami-models-in-the-auckland-region-using-paleotsunami-deposits/"
                />
            
            
        </url>
    
        <url>
            <loc>https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/the-volcanic-and-magmatic-evolution-of-tongariro-volcano/</loc>
            
                <lastmod>2025-01-21T17:06:56+13:00</lastmod>
            
                <changefreq>monthly</changefreq>
            
                <priority>0.7</priority>
            
            
                <xhtml:link
                        rel="alternate"
                        hreflang="en-nz"
                        href="https://www.naturalhazards.govt.nz/resilience-and-research/research/search-all-research-reports/the-volcanic-and-magmatic-evolution-of-tongariro-volcano/"
                />
            
            
        </url>
    
</urlset>
